About AIB

AIB - African Insurance Brokers


AfInBro Limited t/as African Insurance Brokers [‘AIB’] was incorporated in 2016 as a response to a changing insurance market in Zambia, specifically, the intermediated insurance market sector. As the traditionally dominant global insurance brokers have continued to review the manner in which they operate in emerging insurance markets it became obvious to AIB’s promoters that there was a need for a truly independent, professional insurance broker owned by Zambian citizens and residents capable of providing best-in-class insurance broking services and products to Zambia’s insuring community.

In striving to meet this objective, together with demonstrating a long-term commitment to this country in general and the Zambian insurance market in particular, AIB has aligned its shareholding, management and service offerings in pursuit of this objective.

Accordingly, AIB is totally owned by Zambian citizens and residents, managed by very experienced personnel with a combined total of over 50 years’ insurance industry experience, committed to the highest professional and ethical standards and able to provide clients with a wide range of insurance products and services.

In order to assist in achieving AIB’s objective of ensuring that clients are able to benefit from the latest intellectual property transfer and international insurance industry best practices we have correspondent agreements with a number of leading global and regional insurance brokers.

By structuring these as correspondent agreements as opposed to shareholding and / or management agreements AIB is able to maintain its truly independent identity as well as to maximise operational flexibility without the constraints associated with global company subsidiary companies.

Currently AIB operates out of two branches, namely Lusaka and Kitwe. As operations expand consideration will be given to emulating the Voyagers Group branch network which also has branches in Ndola, Chingola, Solwezi and Livingstone.


To be the independent insurance broker of choice in Zambia.


Vincent Witt (Chief Executive Officer) and A. Zaba Shoko (Executive Director) who have a wealth of experience in the intermediary, underwriting and reinsurance markets are responsible for the day to day management of the company. Management reports into the Chairman, Grant Gatchell.

Grant Gatchell – Chairman
Bachelor of Commerce (Hons) (Business Studies), FCCA, ACCA

Grant is a qualified accountant and a director and shareholder of a number of companies including Voyagers Rentals, Voyagers Limited, Rutland Limited, Zamair as well as African Insurance Brokers.

Grant has played a key role in the development and growth of the Voyagers Group of companies into Zambia’s leading travel agency and car rental organisation with a specific focus on corporate strategy, marketing , ICT and general management.

Vincent Witt – Chief Executive Officer
Bachelor of Law (Hons)

A qualified attorney, Vincent has 35 years’ insurance industry experience, 25 years of which were spent with Aon (formerly Minet Insurance Brokers in Zambia and Zimbabwe) and 7 years with Commercial Union Insurance Company. Vincent served for 13 years as the Managing Director of Aon Zambia Limited. Other senior positions that he has held include Executive Director, Aon Zimbabwe from 1992 to 2003, Regional Technical Director (Central Africa) from 2000 to 2003 and President of the Insurance Institute of Zimbabwe in 1999.

Vincent’s management experience and expertise relates primarily to the management of insurance broking operations whilst his technical insurance expertise is in the field of large complex corporate insurance programs with considerable experience in providing insurance solutions to the mining and energy sectors.

A. Zaba Shoko - Executive Director
Bachelor of Commerce (Hons) (Insurance & Risk Management), ACII (UK)

Zaba has 22 years’ insurance industry experience and after graduating with an honours degree in insurance and risk management he has worked in the underwriting, reinsurance and broking market sectors in Zimbabwe and Zambia. This included working for AIG, Zimnat Lion and Altfin insurance companies as well as Southern Africa Reinsurance Company. At the time of leaving Zimbabwe, Zaba held the position of Assistant General Manager at Zimnat Lion insurance company.

He joined Aon Zambia in 2004 and was responsible for significantly growing Aon’s Copperbelt operation which remains an integral part of that company’s Zambian operations. Whilst with Aon Zambia Zaba earned the distinction of being one of the select few Aon employees in Africa to be nominated to attend Aon’s global leadership program in Chicago.

Zaba’s area of expertise is in the design and management of insurance programs for large corporates generally and for mining and energy companies in particular.


Voyagers was founded in 1987 by Marion and Howard Gatchell whose roots in the travel business go back to when their fathers established an airline, Zamair, based in Ndola and which ran thirteen aircraft across Zambia.

Prior to founding Voyagers, Marion was a highly successful travel consultant having worked at TG Travel, Steve Blagus and Bonar Travel.

Howard, a qualified chartered accountant, ran several businesses in the 1970’s before joining Lonrho PLC. Whilst with Lonrho PLC he served as chief executive officer of Teal Record Company and Vitratex Paints before transferring to head up the Brewing Division which consisted of National Breweries, Northern Breweries and Chibuku Products Malawi.

Voyagers quickly expanded beyond its Ndola base and evolved from a ticketing agency to include incoming tours and holidays operating out of additional offices in Lusaka, Chingola, Kitwe, Livingstone and Solwezi.

In 1995 Voyagers Rentals commenced operations with a single vehicle providing car hire services and has subsequently grown to operate a fleet of in excess of 400 vehicles. The company is currently the Europcar Franchisee for Zambia.

As Voyagers has grown it has remained close to its family roots and values, with an exceptionally low rate of staff turnover and long term relationships with clients, suppliers, staff and the communities in which it operates.

Voyagers’ corporate social responsibility program is extensive though discreet and the group assists with sport in schools, education sponsorship, professional development and environmental programs.

Voyagers employs 190 employees and is proud of its reputation for independence, integrity, honesty and high standards of service.

Voyagers’ decision to invest in an insurance broking company was largely driven by the Group’s desire to diversify its service and product offerings to its clients as well as leveraging the evident synergies between its existing business and that of an insurance intermediary.


Willis Towers Watson (NASDAQ: WLTW) is a leading global advisory, broking and solutions company that helps clients around the world turn risk into a path for growth. With roots dating to 1828, Willis Towers Watson has 40,000 employees serving more than 140 countries.

Willis designs and delivers solutions that manage risk, optimize benefits, cultivate talent and expand the power of capital to protect and strengthen institutions and individuals.

Willis Towers Watson Network - Best of Both Worlds

Partnering with Willis Towers Watson offers AIB the best of both worlds by providing access to the strength and resources of the global broker that would otherwise be inaccessible in our local market while protecting and strengthening our independence which is a key feature of the Willis Towers Watson Network thus allowing AIB to thrive in our local market.

Supporting Independence – Stimulating Growth

Being part of the Willis Towers Watson Network offers advantages that benefit our clients. The Network offers more than just transactional elements because there is also access to a wide range of business development and support:

  • Specialist insurance placement for complex risks
  • Unique products that differentiate our business
  • Marketing and business development support
  • Broker community forums to share and learn from other network members
  • Training is provided to keep our employees’ insurance and business skills up to date
  • IT trading platform

Willis Towers Watson also partners with insurers around the world who value the special products jointly developed with them, as they gain access to superior relationships and broker insight as a result of this network alliance.

For our clients this means having the best coverage terms the market has to offer as they rely on us to craft strategies to quantify, mitigate and transfer risk, taking advantage of the Willis Towers Watson specialist industry experience and unparalleled market know-how.